diff --git a/src/main.cpp b/src/main.cpp
index 2c3d860e9..c07bd1df4 100644
--- a/src/main.cpp
+++ b/src/main.cpp
@@ -2942,12 +2942,12 @@ bool CheckBlock(const CBlock& block, CValidationState& state, bool fCheckPOW, bo
         CBlockIndex *pindex = chainActive.Tip();
         if(pindex != NULL){
             if(pindex->GetBlockHash() == block.hashPrevBlock){
-                int64_t masternodePaymentAmount = GetMasternodePayment(pindex->nHeight+1, block.vtx[0].GetValueOut());
                 bool fIsInitialDownload = IsInitialBlockDownload();
 
                 // If we don't already have its previous block, skip masternode payment step
-                if (!fIsInitialDownload && pindex != NULL)
+                if (!fIsInitialDownload)
                 {
+                    int64_t masternodePaymentAmount = GetMasternodePayment(pindex->nHeight+1, block.vtx[0].GetValueOut());
                     bool foundPaymentAmount = false;
                     bool foundPayee = false;
                     bool foundPaymentAndPayee = false;